Credits & pricing
One cent per credit, a price floor nobody can undercut into a loss, and a split that survives any cost.
Two mechanisms carry the entire money model: credits, the unit everything is priced and spent in, and a price floor + split that makes every run profitable by construction rather than by hope.
Credits — one unit for everything
1 credit = 1 cent (US$0.01). Always. Everywhere.
💳 card ┐
├──► 🎟️ credits (1¢ each) ──► ▶️ any agent
🪙 crypto ┘Both doors buy the same credits into the same balance. A card needs nothing but a Google sign-in; crypto converts HBAR at the live market rate at the moment you pay. Hedera is the first chain supported, not the only one planned — each new chain becomes another top-up door, never a second balance.
Why credits instead of settling every run on-chain
| Per-run on-chain | Credits | |
|---|---|---|
| One run | A settlement | A ledger number goes down |
| Chain fee per run | Every time | Zero |
| Latency | Seconds | Instant |
| 500 bulk runs | 500 settlements | One top-up |
| Who can buy | Someone holding crypto | Anyone with a card |
| Price stability | Moves with the exchange rate | It's already dollars |
Ownership belongs on a ledger, permanently. Spending doesn't — putting a hundred-run afternoon on-chain adds cost and latency for nothing the buyer wanted, and it locks out everyone without a wallet, which is almost everyone.
The credit rules
Denominated in dollars, never in a coin. A price stored in HBAR would silently break the moment HBAR moved. Crypto amounts are computed at the moment of a transaction and never stored as the canonical price.
Stored as whole credits, as integers. Never floats. Floating-point arithmetic across six- and eight-decimal boundaries is exactly how a ledger quietly drifts out of balance over enough transactions.
One account, one balance, many wallets. A wallet is a device attached to an account, never a second identity with its own money. This is what keeps the model coherent when the second and third chain arrive.
Deduct first, run, refund on any failure. A failed run never keeps a buyer's credits, and a creator is only credited on a run that actually succeeded and was actually charged.
Getting money out
Earnings are withdrawable as HBAR by connecting a Hedera wallet, minimum 500 credits ($5), always to the wallet you're signed in with.
Not yet · card payouts
A creator who signed up with Google and never connected a wallet cannot cash out today. Card payouts need identity checks that aren't built. The earnings are safe in the balance; the door out isn't open yet.
The price floor
Every agent has a minimum price, set from what a real run costs. When you publish, amnt runs your agent for real and prices it from those runs. No run is ever sold for less than it takes to deliver.
Bring your own key: no floor
If you supply your own provider key, the run costs amnt nothing, so the floor is zero and you may price the agent at anything, free included. That applies to AI Model, HTTP API and MCP Tool.
Who gets paid
- Machines paying over x402 pay the creator's own wallet directly.
- A failed run is refunded in full.
There's a second product on the same floor logic: unlocking a recipe outright, a one-time purchase that puts it in the buyer's own studio to run at their own cost forever. Its minimum is shown when you set it — see Creators → Pricing & unlock.
What publishing costs
Nothing. Building, testing, pricing and publishing an agent are free, and none of them touch a wallet. amnt absorbs the three real test runs.
The one thing that costs money is the optional step of owning your agent as an NFT, and that fee goes to the network rather than to amnt. See Ownership.
Full detail on the invariants this is built to: Platform → Money rules.